Dear Friend,
Trying to finance a home can feel so daunting, especially if it's your first time. You're not sure what you're getting yourself into and you don't want to make any mistakes.
Most people will tell you that you need to get pre-approved with a lender before you do anything. However, they don't tell you that as soon as you start down that road, you are inviting 5 to 10 different lenders to start blowing up your phone!
Did you know that as soon as your credit report gets pulled by one lender, several other lenders can buy YOUR info as something called a Trigger Lead? I'm talking about your name, address, phone, email and credit data and guess what? It get's delivered immediately and there is nothing you can do about it!
That's pretty crazy...right? This means that every sleezy lender and their brother will be calling you without your permission with the sole purpose of getting your mortgage application.
The worst part is that most lenders that buy Trigger Leads are good salespeople but NOT so good loan officers. They don't have a good online reputation and can't rely on referrals so they resort to stealing your info to TRY and sell you on working with them.
Unfortunately, most of these lenders over promise and under deliver. They don't take the time to help you understand the home buying process or the numbers that drive the purchase...down payment, closing costs, out of pocket costs prior to closing or how to maximize your credit score for the best financing options.
Believe it or not, it does NOT have to be that way.
Hi There...I'm Trevor Sines, and I specialize in helping first time buyers. I know that buying your first home can be a little overwhelming- there's a lot to think about! But don't worry, I'm here to help.
I focus on education first, so you understand the process and what to expect. Then I customize a strategy specifically for you, to get you the best terms and financing options possible.
Accuracy is key for me- I never cut corners like other lenders do. That's why I take the time to get the real numbers- NO guessing, NO averages. You can trust me to give you an accurate breakdown of the true costs and fees associated with owning a home.
I created the Practice Purchase to help first time buyers take the guesswork out of buying a home while avoiding the hassle of SPAM phone calls. It's a real time home purchase simulation that shows you exactly what to expect based on your own personal circumstances...and it's totally FREE!
You'll know how much you'll be spending out of pocket and monthly on the home of your choice. This allows you to compare renting to buying so you'll know which is best for you. There is no obligation or a need to put a hard inquiry on your credit report. Avoid Trigger Lead phone calls while still getting the info you want and need.
With the Practice Purchase, you can get comfortable with the entire process before making any commitments. This way, when it comes time to buy for real, there will be no surprises and you'll be confident in your decisions.
Plus, who doesn't love practicing something before they do it for real? Especially when it comes to a BIG decision like buying a home. It makes perfect sense!
So if you want to experience the home buying process with NO RISK at all …grab the Practice Purchase while you can!